· Name and categorize the issues involved in controlling costs for disabled and chronically ill employees. What are two major challenges and recommend two strategies you will implement.

· While downsizing at 10% of the workforce and increasing insurance cost for remaining employees is one solution.What is at least one way to implementa health coverage program without downsizing or recommend a strategy one can implement to address a win-win for everyone.

· Please include current data statistics and peer reviewed case studies, that display or include cost related to insurance coverage, short and long term disability, sick leave, FMLA, and unpaid lay off leave advantages and disadvantages for employees and employers

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